Welcome to the Lower Platform

Join the future of mortgage.

We’re a multi-channel fintech bridging the gap between the online and offline mortgage experience.

Get ready to grow with us.

Lower Company.

Lower is at the leading edge of innovation in the mortgage industry. Creating a multi-channel fintech means breaking new ground for our team members and our customers. As we accelerate our nationwide growth, we’re empowering Modern Mortgage Advisors to join the Lower Platform and take ownership in creative ways.
control your p+L

Your Margins

Get the perfect fit for your business. Simply put: You get more. More control in your branch’s setup, more access to support and funds, and more profit through a unique compensation structure.
"I have the control to offer more to my clients and partners."
set the business strategy

Your Pricing

You're the industry expert. Now, take that expertise and build your own business. Take what you know about your competitors and product demand to create a pricing structure made to excel in the market.
stand out in the industry

Your Business

It’s been yours all along. Every success. Every milestone. And now you get the backing of a nationwide brand. Lower is one of the fastest growing mortgage companies in the US with over 1,000 employees across more than 100 branches and brands. Yours can be next.

More perks to boost your business.

Manage clients

Customer Management

From single send emails to marketing journeys and flyers, our Total Expert CRM has your back to customize all of your materials. Take customers from leads to closed loans with integrated tech that lets you work how you want.
Market Smarter

Active Push Marketing

You’re always on the move making deals happen. Keep marketing yourself with branded graphics. Get loan program updates, mortgage news, engaging realtor content and more pushed directly to your phone.
Level Up Online

Custom Web Experience

Customers want to know your brand is legit. A new site shows you’re tech-forward and put the same amount of care into your online presence as the loan process.

Having autonomy and control at this stage in my career has invigorated me and ignited some passion.”

NMLS ID# 226780
Justin Lopatin
Division President
Vybe Mortgage
Director of Business Development

Own your business, or be a part of something bigger.

get more info