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Fast Company's
Most Innovative Companies in the World

Home is everything.

Helping people build wealth through homeownership.

National Retail

Direct to Consumer

Retail Brands
Hamilton Home Mortgage
Honor Home Loans
True Lending
Team Hochberg
Sky Mortgage Group
Q Home Loans
Key Mortgage Group
Key Mortgage Advisors
Home Trust Lending
Fairfax Mortgage
DMV Mortgage Group
DC Financial
Briggs Team Lending
Homeside Financial

Our Channels

Homeside Financial

National Retail



Direct to Consumer

Digital First



Third Party Origination

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Lower is a multi-channel fintech platform helping people build wealth through homeownership.

Backed by the investor of

Whether digitally or in-person, Lower’s verticals leverage technology to streamline the homebuying process.

Mortgage made easy.

A national retail brand with distributed retail network, Homeside Financial foster relationships with agents and borrowers on a local level.

Featured Stories
Joined - 2021

Briggs Team Lending

Joined - 2020

Q Home Loans

Joined - 2022

Sky Mortgage Group

Joined - 2019

DMV Mortgage Group

Joined - 2018

DC Financial

Join the family.

Whether digitally or in-person, Lower’s verticals leverage technology to streamline the homebuying process.

Everything for your home.

Lower.com is a mobile-first, vertically integrated fintech company offering a streamlined financing process with lower rates and lower payments.

Our tech story.

Award winning tech.

Checkout-style user experience

Whether digitally or in-person, Lower’s verticals leverage technology to streamline the homebuying process.

Automatic underwriting

Files move through the process in record time. Intelligent platform identifies more complicated files and AI handles the rest.

API-driven info verification

Instant verification of employment, soft credit pull, income, tax, assets and identity.

Real-time rate engine

Integration with Optimal Blue collects data and delivers a personalized, real-time rate quote to get customers to a rate, faster.

Business Development

Your rockstar team. + LWR. = Magic.

Private Label Brands

It’s time to do things your way. Build your own branch. Build you own brand. Build your own business.

Retail Recruiting

Our product lineup is massive so your business can be, too. Join a team that works for you.

Third Party Origination

Join the Lower Family of Companies TPO program to get advanced tech and personalized service.

Build your brand at Lower.

Heather Mitchell
SVP, Business Development
Featured News

Lower Makes Annual Inc. 5000 List

August 16, 2022

Lower adds Honor Home Loans as private label retail group

August 4, 2022

Fintech Lower adds Honor Home Loans to company roster

August 3, 2022

Most Americans think now is the time to buy homes. Here's their logic

July 21, 2022

Here’s why Americans think now is the best time to buy a home

July 19, 2022

2022 Columbus Smart 50 Awards recognize region’s top leadership

July 1, 2022

Opendoor Partners with Lower.com

June 28, 2022

Lower launches 'Realtor agnostic' cash-offer service, MortgagePass

June 15, 2022

Lower rolls out cash-down program

June 14, 2022

Lower.com launches program to help home buyers make 'cash' offers without the cash

June 14, 2022

Making the home ownership dream a reality

June 6, 2022

Startups in Columbus, Ohio are thriving and hiring

June 1, 2022

The 2022 Power 100: Here are Columbus' most influential leaders, Part 1

June 1, 2022

These are the best workplaces in Greater Columbus for 2022 according to Columbus CEO

April 20, 2022

In its first funding in 7 years, profitable fintech Lower raises $100M Series A led by Accel

June 23, 2021

Dan Snyder claims #4 Top CEO award from Glassdoor

June 16, 2021

The Columbus Crew's new downtown stadium has a name: Lower.com Field

June 15, 2021